Show me a successful individual and I’ll show you someone who had real positive influences in his or her life

My wife, Pam, and I have been truly blessed. We have raised three professional young adult women who are out in the world, blazing their own paths. We are preparing later this year to retire entirely and move toward a 30-year dream of living and traveling on a cruising catamaran full-time (more on this in coming editorials, dear reader). Pam and I have always followed the adage, “pay yourself first every month.”